BEDS3
BATHS4 full 1 partial
SQUARE FEET2,351
MLS#4344802
STATUSActive
PROPERTY TYPEResidential - Single Family
SUBDIVISIONPirates Cove
Property Description
Main Home + Detached Guest House + Heated Pool + Lake Views + No HOATucked away on a quiet street just minutes from Mooresville's everyday conveniences, 145 Morgan Bluff Road offers something increasingly rare, value created not by a single feature, but by the combination of a main residence, detached guest house, heated pool, relaxing lake views, and the freedom of no HOA. This exceptional property provides true separation and flexibility to accommodate a variety of living arrangements. Framed by mature pines with year-round lake views, the property offers nearly 2,800 total square feet between the 2,351 sq ft main home and a fully detached 447 sq ft guest residence. This isn't simply additional space--it's true separation, independence, and flexibility.Inside the primary residence, a refreshed kitchen with quartz surfaces and induction cooking anchors light-filled living areas framed by expansive windows. The spacious main-level primary suite provides everyday convenience, while the finished basement extends the footprint with a full bath and versatile bonus space ideal for office, fitness, media, or additional sleeping quarters.The guest house is a fully standalone structure with its own entrance, kitchen, bedroom, and full bath; well-suited for multi-generational living, private work-from-home space, long-term guests, or potential income opportunities without disrupting the main home.Outdoors, the fenced backyard and heated inground pool create a courtyard-style setting surrounded by mature landscaping that forms a private, relaxed retreat. Lake views are best enjoyed from the covered front porch, overlooking the generous front lawn and towering Carolina pines.Two nearby community lake access points provide convenient kayak, canoe, and paddleboard launches, with public boat access just minutes away. Dual driveways offer additional flexibility for boat or RV parking.Recent improvements include a new roof (2026), new basement and stair flooring (2026), and three heat pump condensers replaced (2021 and 2025), reinforcing long-term confidence in the home's condition.145 Morgan Bluff presents a rare combination of flexibility, privacy, and Lake Norman living in an established setting.
Property Features
Property Type: Residential - Single Family
Basement: Basement Garage Door, Exterior Entry, Finished, Interior Entry, Storage Space
Basement: Yes
Fenced: Yes
Garage: 2 car attached
Heating: Heat Pump
Lot Size: 0.45 Acres
Roof Type: Composition
Year Built: 2001
Amenities
Breakfast Bar
Kitchen Island
Open Floorplan
Storage
Hot Tub
Feature Descriptions
Appliances: Dishwasher, Disposal, Induction Cooktop, Microwave
Body of Water: Lake Norman
Community Features: Lake Access
Days on Site: 39
Exterior: Vinyl, Wood
Fireplace: Electric, Family Room, Insert
Flooring: Carpet, Laminate, Tile, Wood
Foundation: Basement, Slab
Hot Tub: Yes
Laundry: In Hall, Laundry Closet, Main Level
Lot: Level, Rolling Slope, Wooded, Views
Other Parking: Parking pad adjacent to guest house can be accessed from Blackbeard Lane.
Other Structures: Shed(s)
Parcel#: 4648-06-7733.000
Parking: Basement, Driveway, Attached Garage, Garage Faces Side, Garage Shop, Other - See Remarks
Patio/Porch: Covered, Front Porch, Patio, Rear Porch
Security: Radon Mitigation System
Sewer: Septic Installed
Special View Info: Water, Year Round
Swimming Pool: Heated, In Ground, Outdoor Pool
Swimming Pool: Yes
Utilities: Electricity Connected
Water: Well
Water Features: Paddlesport Launch Site - Community, Other - See Remarks
Local Schools
High School: Lake Norman
Middle School: Lakeshore
Elementary School: Lakeshore
Listed By / Shown By
Listed By
Agency Name: Coldwell Banker Realty
Agency Contact: dana@papemore.com
Shown By
Agency Title: Lake Norman Realty
Agency Phone: 704-450-1175
Estimate Your Payment
Estimated Payment
$ 4,575.48 per month $4,337.77 Principal & Interest $0.00 Property Tax (data not provided by mls) $237.71 Homeowner's Insurance
145 Morgan Bluff Road | MLS# 4344802
This single family home located at 145 Morgan Bluff Road, Mooresville, NC 28117 is currently listed for sale with an asking price of $815,000. This property was built in 2001 and has 3 bedrooms and 4 full and 1 partial baths with 2351 sq. ft. Morgan Bluff Road is located in the Pirates Cove subdivision. Search Pirates Cove real estate on online.lakenormanvacationrentals.com today.