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16631 Harbor View Road, Charlotte, NC 28278

$1,450,000
  • 16631 Harbor View Road, Charlotte, NC 28278 Main Photo

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Active Under Contract
BEDS3 BATHS3 full 1 partial SQUARE FEET4,889 MLS#4345664
STATUSActive Under Contract PROPERTY TYPEResidential - Single Family

Property Description

Set along the peaceful shores of Lake Wylie just minutes from Charlotte, this rare waterfront estate offers the increasingly hard-to-find combination of private lakefront living with effortless access to the city. Tucked inside a quiet, protected cove with calm, usable water and beautiful main-channel sunset views, the property delivers an exceptional setting for both everyday living and weekend entertaining. The main residence sits on 1.53 secluded acres, with the opportunity to incorporate additional parcels bringing the potential total to approximately 4.97 acres of contiguous waterfront land, creating even greater privacy and long-term flexibility. Large-acreage waterfront properties this close to Charlotte are becoming increasingly scarce, making this a unique lifestyle and investment opportunity. Inside, a welcoming foyer opens to expansive living areas defined by soaring ceilings, grand stone fireplaces, and walls of windows that frame the surrounding water and wooded views. The main-level primary suite is privately positioned and generously scaled, featuring custom built-ins, sweeping lake views, and direct access to the covered rear deck?an ideal setting for a future hot tub or screened outdoor retreat. Secondary bedrooms are thoughtfully placed for privacy, while multiple flex spaces allow for executive home offices, media rooms, fitness studios, or creative spaces. The lower level provides substantial storage perfectly suited for paddleboards, boating equipment, and all the essentials of lake living. Outdoor spaces are designed to maximize the waterfront setting, including a wraparound deck, screened porch, and lower-level patio that seamlessly extend the living areas outdoors. The private dock offers covered boat storage and a swim platform, making it easy to enjoy Lake Wylie's boating, swimming, and sunset cruising just steps from the home. Additional features include a powered detached shed ideal for a workshop, parking for 15+ vehicles, a whole-house generator, and major mechanical updates with HVAC systems and water heater replaced approximately four years ago. Whether preserved as a private waterfront retreat, expanded into a multigenerational family compound, or explored for future development potential, the scale, location, and water access of this property create a rare opportunity within minutes of Charlotte. Optional membership opportunities are available at The Palisades Country Club, adding golf, dining, and lifestyle amenities nearby. Conceptual renderings illustrating potential development on the adjacent parcels are available to help visualize the possibilities for this extraordinary Lake Wylie property.

16631 Harbor View Road | MLS# 4345664

This single family home located at 16631 Harbor View Road, Charlotte, NC 28278 is currently listed for sale with an asking price of $1,450,000. This property was built in 1986 and has 3 bedrooms and 3 full and 1 partial baths with 4889 sq. ft. Search Charlotte real estate on online.lakenormanvacationrentals.com today.

Property Features

Property Type: Residential - Single Family
Basement: Daylight, Finished, Interior Entry, Storage Space
Basement: Yes
Garage: 2 car attached
Heating: Central
Lot Size: 1.53 Acres
Roof Type: Architectural Shingle
Year Built: 1986

Amenities

Kitchen Island
Walk-In Closet(s)
Wet Bar
Dock - Floating
In-Ground Irrigation
Storage

Feature Descriptions

Appliances: Dishwasher, Disposal, Down Draft, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Trash Compactor, Wall Oven, Washer/Dryer
Body of Water: Lake Wylie
Days on Site: 56
Exterior: Wood
Fireplace: Bonus Room, Gas Log, Great Room, Propane
Flooring: Brick, Carpet, Concrete, Tile, Wood
Foundation: Basement
Laundry: Electric Dryer Hookup, Utility Room, Inside, Main Level, Sink
Lot: Private, Wooded, Waterfront
Other Equipment: Fuel Tank - Leased, Generator
Parcel#: 217-181-27
Parking: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry
Patio/Porch: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Screened, Side Porch, Wrap Around
Sewer: Septic Installed, Sewage Pump
Special View Info: Water
Water: Well
Water Features: Boat House, Covered structure, Dock

Local Schools

High School: Palisades
Middle School: Southwest
Elementary School: Palisades Park

Listed By / Shown By

Listed By

Agency Name: McNulty Realty LLC
Agency Contact: cullen@mcnultyrealty.com

Shown By

Agency Title: Lake Norman Realty
Agency Phone: 704-450-1175

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Estimated Payment

$ 8,140.43 per month $7,717.51 Principal & Interest $0.00 Property Tax (data not provided by mls) $422.92 Homeowner's Insurance

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