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20407 Harborgate Court, Unit 404, Cornelius, NC 28031

$690,000
  • 20407 Harborgate Court, Unit 404, Cornelius, NC 28031 Main Photo

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Active
BEDS2 BATHS2 full SQUARE FEET1,469 MLS#4357253
STATUSActive PROPERTY TYPEResidential - Condominium SUBDIVISIONHarborgate

Property Description

Big-water views are among the most coveted perspectives on Lake Norman?and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living.Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery?from peaceful morning reflections to vibrant sunset skies?becomes part of the experience of living here.Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent significant value?often around $50,000?making this an exceptional opportunity for buyers seeking both a stunning view and true lake access.Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the lakefront setting, drawing your eye directly toward the water, while the lakeside balcony provides the perfect place to relax, entertain, or simply enjoy the expansive views.The kitchen cabinetry is currently being professionally refinished and will be completed early next week, further enhancing the home's updated appeal. Professional photography will also be completed early next week, so stay tuned for the full visual presentation of this remarkable lakefront residence.Harborgate is one of Lake Norman's most charming waterfront communities, offering a relaxed, resort-style environment with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels like a retreat while remaining conveniently located just minutes from Exit 28, Birkdale Village, dining, shopping, and easy access to I-77.Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.Seller financing only ? a unique opportunity to own Lake Norman waterfront with lower monthly cost and reduced upfront cash. With 15% down, estimated interest-only payments are around $2,900/month, compared to roughly $3,500/month with conventional financing. Buyers also benefit from fewer lender-related closing costs, making this a compelling alternative to traditional loans. Offered exclusively with seller financing due to the seller's 1031 exchange. Prepayment terms

20407 Harborgate Court, Unit 404 | MLS# 4357253

This condo located at 20407 Harborgate Court, Unit 404, Cornelius, NC 28031 is currently listed for sale with an asking price of $690,000. This property was built in 1985 and has 2 bedrooms and 2 full baths with 1469 sq. ft. Harborgate Court, Unit 404 is located in the Harborgate subdivision. Search Harborgate real estate on online.lakenormanvacationrentals.com today.

Property Features

Property Type: Residential - Condominium
Basement: Yes
Heating: Heat Pump
Roof Type: Architectural Shingle
Year Built: 1985

Amenities

Cable Prewire
Storage
Walk-In Closet(s)
Storage

Feature Descriptions

Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater
Body of Water: Lake Norman
Community Features: Cabana, Clubhouse, Outdoor Pool, Picnic Area, Recreation Area, Sidewalks, Street Lights, Walking Trails
Days on Site: 30
Exterior: Hardboard Siding
Fireplace: Gas, Gas Log, Living Room
Flooring: Tile, Wood
Foundation: Basement, Permanent
HOA Fee: $362.21/ Monthly
Laundry: Electric Dryer Hookup, Main Level
Lot: Waterfront
Other Parking: Parking spaces 2
Parcel#: 001-441-28
Parking: Assigned, Parking Space(s)
Patio/Porch: Deck, Screened
Pets Allowed: Yes
Sewer: Public Sewer
Special View Info: Long Range, Water, Year Round
Utilities: Cable Available, Electricity Connected
Water: City
Water Features: Beach - Private, Beach - Public, Boat Slip ? Community, Boat Slip (Deed), Dock, Paddlesport Launch Site, Pier - Community

Local Schools

High School: William Amos Hough
Middle School: Bailey
Elementary School: Cornelius

Listed By / Shown By

Listed By

Agency Name: Southern Homes of the Carolinas, Inc
Agency Contact: paulyanceyrealtor@gmail.com

Shown By

Agency Title: Lake Norman Realty
Agency Phone: 704-450-1175

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Estimated Payment

$ 3,873.72 per month $3,672.47 Principal & Interest $0.00 Property Tax (data not provided by mls) $201.25 Homeowner's Insurance

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